Opt-Out Applications

Application Deadlines

See below to find the deadline for your particular start date

This is an annual opt-out. All students who choose to, and are eligible to waive the Health & Dental Plan each year they are an eligible student at NSCC, must submit the opt-out form upon the anniversary of their original program start date.

September Academic Enrolment

Every student starting in September who has been charged the plan fee(s) is eligible to opt out by October 5th.

If this deadline is missed, or you wish to remain opted out of the plan(s), you will be eligible to opt out next fall by October 5th.

If you leave the school for more than a year you are considered a new student for the purposes of this form.

January Academic Enrolment

Every student starting in January who has been charged the plan fee(s) is eligible to opt out by February 5th.

If this deadline is missed, or you wish to remain opted out of the plan(s), you will be eligible to opt out next winter by February 5th.

If you leave the school for more than a year you are considered a new student for the purposes of this form.

Other Academic Enrolment Periods

Every student in an eligible program is charged the plan fee(s) and can opt out within 30 days of their program start date.

If this deadline is missed, or you wish to remain opted out of the plan(s), you will be eligible to opt out next year within 30 days of your plan anniversary as a returning student.

If you leave the school for more than a year you are considered a new student for the purposes of this form.

things-to-considerThings to Consider
  1. You must be assessed the Health Insurance Fee and Dental Insurance Fee on your student account in order to opt out.
  2. You must provide Alternative Proof of Coverage through any of the following: your parents, spouse or common law partner, job, government, or band.
  3. A parents' insurance plan could cease to provide coverage when a dependent student turns either 18 or 21, or up to 25 if you are studying full-time at a recognized education institution.
  4. You can combine two benefit plans to maximize your coverage, potentially reaching up to 100% coverage! Find out more Coordination of Benefits.
  5. Students with comparable coverage can choose to opt out of the health and dental plans, or if applicable, you may opt out of one coverage while keeping the other.
  6. Approval of the Student Benefits Plan Opt-Out application will result in the plan fee being refunded according to the applicable school's policy or school association's policy.
  7. NO EXCEPTIONS will be made if the deadline is missed. It is the student's responsibility to pay the plan's mandatory fees, should they miss the applicable opt-out deadline.
  8. Nova Scotia Provincial Health Care, Nova Scotia Pharmacare or the NSCC Student Benefits Plan is not acceptable as comparable insurance coverage.
  9. If you opt out of the dental plan, you are still considered to have access to dental insurance, which makes you ineligible for the Canadian Dental Care Plan (CDCP).
  10. If you are a student who is financially sponsored to attend NSCC by the Department of Community Services, you may be automatically opted out of the student benefit plan.
  11. If you are a student who is supported by the Department of Community Services but not sponsored, you are still eligible to submit an opt out. Please note that Pharmacare is not considered comparable coverage for a dental opt out.
  12. First Nations and Indigenous students who do not have a policy number, please provide your Band Name and Number when you are completing the information about the insurance company and policy number.
  13. Once you complete the opt-out form, you will receive an automated email confirmation. Please keep this email for your records as it is your only proof of submitting an opt-out request.

Health and Dental Opt-Out Form

Please complete all information on the opt-out form and we will process your application as soon as we can.



Student Information

Date of Birth
Phone Number
Program Start Date

Once your form is submitted you will receive an email from do-not-reply@alumo.ca confirming your submission.

Please do not reply to this email. Retain a copy of it for your records.

Questions? Please contact your Plan Support Office